Dental Plan

Looking for Emergency Dental Medical?

Unless you have Insurance at the time of the emergency, it is usually not an option. Today many Dentists accept discount dental cards and are even open for dental emergency patients. With a Discount Plan you can see the Dentist the same or next day, if there is an on-going condition.

How Dental Insurance works:

Discount Plans has been around for a long time, but many consumers do not understand the difference between discounted plans and insurance. With insurance the patient pays a monthly premium, typically $50 – $150 or more per month. Once the dental procedures are completed the dental office usually bills the dental insurance company for payment. The insured client usually will have a deductible of $100 or more which must be paid out before the Insurance Company pays. After the deductible is paid, dental insurance companies usually pay 50-80% on preventative and restorative dentistry.

With insurance there are usually exemptions, where certain types of costly procedures are no covered, such as braces or cosmetic procedures. With certain costly dental treaments you may have to wait before having those treatments performed. With Dental Insurance you have an annual cap on you visits and services. Without limits, exclusions and caps on the dental services the Dental Insurance Company would quickly go out of buisness.

A Better Option:

One of the options to consumers is the Discount Plan. Certain companies are now jumping on board the dental discount wagon by offer these types of plans too. They are less costly to consumers as they pay a lower monthly premium. The Discount Organization contracts with local Dentists to provide their services at a discounted rate.

What’s in it for a Dentist to give a discount for their services? The Dentist is able to provide discounts, in return for prompt payment at the time of service. The Dental Discount Plan Patient pays at the time of service eliminated any dental insurance hassles. There is no paperwork. The Dentist saves on advetising because the Dental Discount Plan Company sends patients to the Dental Office.

The Discount Plan concept works so well for the Dentists, that they are willing to provide deep discounts usually between 25-80% in most areas. The amount depends on the procedure. Bottom line with these plans, the Dentist and member both win.

Options for Emergency Dental Care Service:

1. Investigate Discount Dental Plan with no waiting period.
2. FInd a Dentist in your area able to accomadate dental emergencies.
3. If on the weekend and there are no other options, go to the pharmacy and purchase Ora-Gel for the tooth pain or get to the hospital emergency room if the pain in the teeth persists.

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